The majority of American consumers were affected by the equifax data breach (including me). A settlement has been reached in the class action suit, and equifax has agreed to pay each member of the class $125 plus compensation for time and money spent dealing with the impact of the breach. One can easily check if one is a member and file a claim here: www.equifaxbreachsettlement.com.
The deadline for claims is January 22 2020, and payment of claims should occur shortly thereafter.