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Asset protection

Protect what you have built

A lifetime of work deserves a shield. John Clarke helps South Florida families and business owners protect their homes, savings, and investments from creditors, lawsuits, and claims, legally and well before trouble arrives.

·Florida homestead·LLCs & trusts·Plan before the claim
What it means

What asset protection really means

Asset protection is legal planning that puts your home, savings, and business out of easy reach of creditors and lawsuits. Done in the open and done early, it is one of the smartest moves a family can make.

  • Florida's homestead protection, among the strongest in the country, used correctly
  • LLCs and entities that separate your personal wealth from business risk
  • Trusts that place assets beyond the reach of future creditors
  • Titling and ownership structured to reduce your exposure
  • Planning done early, before any claim or lawsuit arises
Ask about your situation
Legal documents structuring an asset protection plan
The approach

How we build the shield

Three steps, planned ahead of any trouble, so the protection holds when it is tested.

01

We map your exposure

We look at what you own, how it is titled, and where the real risk sits, whether that is a business, a rental, or a professional practice.

02

We build the structure

Homestead, the right entities, trusts, and titling, layered together correctly so each asset is protected to the fullest extent Florida law allows.

03

We keep it sound

A plan only works if it is maintained. John keeps the structure current as your assets grow, your business changes, and the law evolves.

Asset protection

Shielding what you have built

In an increasingly litigious world, protecting your assets is essential to safeguarding your financial future. Asset protection uses legal strategies designed to shield your wealth from lawsuits and other financial risks. Florida asset protection attorney John Clarke can help you protect what matters most.

Schedule a free consultation

Understanding Florida's asset protection landscape

Florida provides a unique legal environment with both exempt and non-exempt classes of assets. Exempt assets, such as your homestead, certain retirement accounts, and life insurance policies, are generally protected from creditors. Other assets may not be protected unless you take specific steps to move them from a non-exempt class into an exempt one. That transfer is a crucial part of asset protection and requires a thorough understanding of the law.

The strategy of transferring assets

A key component of asset protection is transferring assets out of your name and into legal entities that are difficult, if not impossible, for creditors to reach. This might include trusts, limited liability companies, or other structures designed to safeguard your wealth. By moving assets out of your personal name, you significantly reduce the risk of losing them to a creditor's claim.

Choosing and layering the right entities

We help you choose the most appropriate vehicle to hold your assets (a limited liability company, S corporation, C corporation, or limited partnership) based on your goals, tax situation, and liability concerns. The formation and management of these entities is governed by the Florida statutes, including Chapter 605 (the Limited Liability Company Act), Chapter 607 (the Business Corporation Act), and Chapter 620 (the partnership laws).

Our most effective plans layer protection through multiple entities. For example, a client with high liability exposure might create a separate LLC for each investment property, then form a family limited partnership to hold the ownership interests in all of them. Each structure provides protection on its own, and together they provide much stronger protection than either could alone.

A plan built around you

Every financial situation is unique, and there is no one-size-fits-all solution. The type of assets you own, your exposure to risk, and your long-term goals all shape the right strategy. John Clarke works closely with each client to build a customized plan that fits both their needs and Florida's specific legal framework, so you can focus on building and enjoying your legacy with peace of mind.

Client reviews

What our clients say

5.0

Rated 5.0 across 55 verified reviews on Avvo, Google & Thumbtack

John was very knowledgeable and helpful in giving advice on the handling of my father's estate. He provided a step-by-step course of action to probate the estate. I would definitely recommend him.

Nat L.

Probate · via Thumbtack

Jan 2026

I am pleased to share my highest recommendation for Clarke Law PA. From our very first interaction, John demonstrated a deep understanding of the law, communicated clearly, and gave guidance that was both practical and strategic for my needs. Every question was answered promptly, and I always felt fully informed and supported.

Heleven M.

Estate planning · via Thumbtack

Dec 2025

I am very impressed by John Clarke's skills as a lawyer and advocate. He helped me plan my estate and helped my father qualify for Medicaid long-term care. He was knowledgeable, caring, and very efficient. I would definitely use Mr. Clarke again.

Drew H.

Elder law & Medicaid · via Thumbtack

Apr 2019

Questions

Asset protection questions

Honest answers, no false promises.

Is asset protection just for the wealthy?

No. If you own a home, have savings, or run a business, you have something worth protecting. Many of the most effective tools, starting with Florida homestead, are available to ordinary families.

When should I set this up?

Before there is any claim. Asset protection works because it is in place ahead of trouble. Moving assets after a lawsuit or debt arises can be undone by the courts, so timing is everything.

How does Florida homestead protection work?

Florida shields your primary residence from most creditors, with very few exceptions. It is one of the strongest protections in the country, but it has to be claimed and structured correctly to rely on it.

Will an LLC really protect me?

Used properly, an LLC separates your personal assets from business risk. The protection depends on setting it up and running it the right way, which is exactly where good legal advice pays off.

Is this the same as hiding assets?

No. Legitimate asset protection is done in the open, follows the law, and is planned in advance. John will never help anyone defraud a creditor, and he will tell you plainly what is and is not allowed.

Do I work with John directly?

Yes. You work with John himself from the first call, not a call center or a junior associate.

Still have questions?

Call or schedule a free consultation. John will tell you straight what is possible.

From the blog

Asset protection reading

Asset protection·January 30, 2026

The Essentials of Florida Land Trusts

Florida land trusts allow property owners to maintain privacy while preserving control over real estate through a statutory trust structure.

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Asset protection·April 8, 2019

How Your Homestead Exemption Protects You From Creditors

Florida's constitutional homestead protection shields your home from most creditor claims, with key exceptions for mortgages, taxes, and construction liens.

Read article
Asset protection·December 20, 2017

Using a Florida Land Trust to Hold Property

How a Florida land trust keeps real estate ownership private, how the trustee-beneficiary structure works, and why pairing it with an LLC strengthens asset protection.

Read article
Asset protection

Cryptocurrency Guide

Comprehensive overview of cryptocurrency asset protection strategies, tax implications, and creditor exposure under Florida law.

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Asset protection

Florida Homestead Exemption

Florida's homestead tax exemption reduces property assessed value by up to $50,000, lowering property taxes for eligible homeowners.

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Asset protection

Florida Homestead Protection

Florida's constitutional homestead provision protects primary residences from creditor seizure, with exceptions for mortgages, taxes, and HOA fees.

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Asset protection

Offshore Asset Protection Trusts

Offshore Asset Protection Trusts are powerful wealth protection tools established in foreign jurisdictions with superior asset protection laws.

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Asset protection

Protecting Assets Through Joint Ownership

Joint ownership of property can shield assets from creditors in Florida through structures like tenants by the entirety for married couples.

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Asset protection

Protecting Assets with a Florida LLC

A Florida LLC protects members' personal assets from LLC debts and offers charging order protection for multi-member structures.

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Browse all asset protection articles
Free consultation

Protect what matters before you need to

Talk to John about your home, your savings, and your business. The first consultation is free, and the best time to plan is now.

Free, no-obligation consultation

Get in touch

Tell John about your situation

No call center and no junior associate. You reach John directly. The first consultation is free, and there is no obligation.

Free and confidential. Submitting this form does not create an attorney-client relationship.

Clarke Law, P.A. office in Fort Lauderdale
Call(954) 556-8952Emailjohn@clarkelawpa.com
Office1975 E. Sunrise Blvd., Suite 626, Fort Lauderdale, FL 33304Get directions
HoursMon to Fri, 8am to 6pm. Evenings and weekends by appointment.

Serving clients across Broward, Miami-Dade, and Palm Beach counties.